Filing Appeals For Insurance Gets Harder

Due to complications in previous medical history or other special circumstances, citizens can be denied health insurance. Healthcare reform's purpose is to give all people healthcare, no matter their economical status. This denial process is seen as the dead end for most people, but there seems to be a ray of hope, appealing your case the GAO.

The GAO said the data it reviewed indicated that health insurance denials are frequently reversed on appeal. In looking at data from four states, the GAO found that 39 percent to 59 percent of appeals filed with insurers in those states resulted in the insurer reversing its coverage denial. Additionally, data from a national study on appeals conducted by a trade association for insurance companies showed that coverage denials were reversed about 40 percent of the time. Now, with such limited data, this doesn’t mean you have a double-digit chance that your denial will be overturned. In fact, in a letter responding to the denial report, the Department of Health and Human Services said the GAO findings underline a great deficiency in information on insurance denials.

Although not a guarantee, the appeal is a viable option for people with disadvantages. As soon as healthcare laws are fully enforced, the nation will have money to help all those that are in need. This view can be reaching, but with our current international and economic status, the highest achievements can be possible.